special needs planningSome trusts may have provisions for distribution only at the discretion of the trustee or trustees. This can protect assets which would stop state aid to a disabled child or be recovered by the state if given directly to such a beneficiary. Trusts, such as special needs trusts, are designed to accomplish a specific goal or address a particular family situation. In general, special needs trusts seek to maintain eligibility for means tested government assistance programs such as Medicaid and Supplemental Security Income (SSI) while providing supplemental services not provided by Medicaid and SSI. Supplemental services can dramatically improve the quality of life for your special needs child.

Here is a partial list of the supplemental services available to your child with a properly designed, implemented and funded special needs trust:

  • Annual check-ups at an independent medical facility
  • Attendance of religious services
  • Supplemental education and tutoring
  • Out-of-pocket medical and dental expenses
  • Transportation (including purchase of a vehicle)
  • Maintenance of vehicles
  • Purchase materials for a hobby or recreation activity
  • Funds for trips or vacations
  • Funds for entertainment such as movies, shows or ballgames
  • Purchase of goods and services that add pleasure and quality to life: computers, videos, furniture, or electronics
  • Athletic training or competitions
  • Special dietary needs
  • Personal care attendant or escort

If you are raising a child with special needs, contact us today to discuss your particular situation. We can help ensure that your child receives the best possible care for the rest of his or her life. And help you experience greater peace of mind in the process.

Together we can look at your child’s needs, your family’s financial situation, what benefits are available, and what legal strategies will help today — and tomorrow.